From the U.S. Government's own Social Security web site - "Under current law, if you have average earnings, your Social Security retirement benefits will replace only about 40 percent, so you'll need to supplement your benefits with a pension, savings or investments." This assumes, of course, that Social Security is secure and will be around throughout your entire retirement. Most financial planners suggest that retirees will need at least 75 percent of their pre-retirement pay, to ensure a comfortable retirement. This percent comes from a combination of a pension, Social Security and personal savings. Pensions are scarce, and if you are one of the lucky ones to have a pension, these are becoming less secure. Just ask any United Airlines worker. Thus, more and more it is up to us, the individual, to fund our entire retirement.
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Through the Retirement Intelligence Information Services newsletter now Financial Tips & Hints, you will become informed and empowered to take over control of your investments. Topics covered by the Financial Tips & Hints include:
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Retirement News Letters
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Whether you are three months, three years, or 30 years away from retirement, it is never too early, or late, to start planning and investing. Through the creation of the correct plan now, you can make a big difference in how comfortable your retirement will be. You have worked hard for what you have; you deserve to make your dreams of a comfortable retirement a reality. Click Here to get started!