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From the U.S. Government's own Social Security web site - "Under current law, if you have average earnings, your Social Security retirement benefits will replace only about 40 percent, so you'll need to supplement your benefits with a pension, savings or investments." This assumes, of course, that Social Security is secure and will be around throughout your entire retirement. Most financial planners suggest that retirees will need at least 75 percent of their pre-retirement pay, to ensure a comfortable retirement. This percent comes from a combination of a pension, Social Security and personal savings. Pensions are scarce, and if you are one of the lucky ones to have a pension, these are becoming less secure. Just ask any United Airlines worker. Thus, more and more it is up to us, the individual, to fund our entire retirement.
The FREE Retirement Intelligence Information Services newsletter now call Financial Tips & Hints provides investment education in easy to understand terms, to help you, the individual investor. The service is absolutely 100% FREE for everyone. Providing intelligent retirement information is our passion.
Through the Retirement Intelligence Information Services newsletter now Financial Tips & Hints, you will become informed and empowered to take over control of your investments. Topics covered by the Financial Tips & Hints include:
Bob's Free Retirement Calculator
Introduction to business opportunities.
Health Insurance and Health Care Costs
Retirement News Letters
Where to Retire Resources
Retirement Communities
Retirement Planning Resources
Asset Allocation Strategies
Money Manager
Jobs over 55
Internet Technologies and Services
Computer Training Information and Resources
Annuities and Long Term Care
Estate Planning
Senior and Retirement Websites
Financial e-Books
Retirement Products and Services
Meeting people and making long lasting Friendships
In addition, newsletter subscribers are encouraged to Financial Tips & Hints we encourage you to submit questions or topics you would like to see covered in the newsletter.
Bob's free retirement calculator is included at no additional cost for all Retirement Intelligence Information Services now Financial Tips & Hints newsletter subscribers. Bob's Retirement Calculator can help you to create your retirement income plan. Using the retirement calculator, you can view your retirement savings balance and plan your withdrawals for each year until the end of your retirement. The results of your input assumptions are revealed instantly.
Whether you are three months, three years, or 30 years away from retirement, it is never too early, or late, to start planning and investing. Through the creation of the correct plan now, you can make a big difference in how comfortable your retirement will be. You have worked hard for what you have; you deserve to make your dreams of a comfortable retirement a reality. Click Here to get started!
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