Plan Your Retirement Social Security The Smart Way
What are you counting on to pay for your retirement? Social Security, stocks and mutual funds are all common sources of retirement income. However, how can you be sure that any of those things - alone, together or with the addition of other savings and investments - will be enough to ensure your financial stability when you retire?
After all, you've likely heard the news. More and more people are finding that, due to underfunding of the program, they can no longer finance their retirement with Social Security. Even though most people have contributed to the system the whole time they've been working, Social Security no longer provides any retirement guarantees.
Though the government has made promises that people will still receive checks from Social Security after retirement, many people still have doubts. And those doubts are leading them to research other ways to finance their retirement, ways that are more secure than Social Security.
In some cases, this means that they are turning to their financial advisors and asking important questions about which stocks, bonds and mutual funds to invest in to achieve their retirement goals. In other cases, they are reading newspapers and magazines and posts on the Internet that detail investment strategies that promise to deliver the returns they are looking for.
Still others are more cautious. They spend time researching their own investments and the way they have performed over time. They look at the way interest rates and inflation will affect their future savings. Still, others panic: They begin saving as much money as they possibly can, investing in a wide variety of stocks and mutual funds.
Planning one's investments as the result of an emotional panic, however, does little more than counting on Social Security to ensure a financially stable retirement. Instead, when you hope to find a secure retirement plan, you need to make sure that you have solid information and accurate projections.
One measure that you can take to get control over your retirement plan is to access Bob's free retirement calculator. With this calculator you can closely examine the investments you've made to see how your stocks, bonds and mutual funds have performed over time.
More than that, you can look at interest rates and inflation along with the projections for your investments to determine how secure your retirement really will be. And, most importantly, you will be able to look at the ways in which changes you make to your investments will affect your savings overall.
When you retire, you don't want to be alone. This is the case with depending on Social Security for you retirement: You don't want to retire and find that it's not there for you. It's also the case with financial planning in general.
In order to be sure that you are investing wisely, you need to have enough information. But you also need someone who has more experience, who knows how to make retirement dreams a reality.
That's why, when you try Bob's free retirement calculator, you'll also get a free consultation with a financial advisor. You'll be able to ask the questions that you have about investing and even about Social Security. You'll get answers, and you'll learn how to put your investment plans into action.
When you formulate an investment plan and follow through with it, you'll find that you are more secure about planning your retirement. When you talk with a professional retirement counselor, you'll know that you have someone on your side who is dedicated to helping you put your plan into action.
If you're still relying on Social Security for your retirement and are looking to find real security, you owe it to yourself to try Bob's free retirement calculator. Be prepared in case Social Security isn't enough: Click the blue button below to access Bob's free retirement calculator and ensure your secure retirement.