Retirement Planning In The United States
No matter where you live in the United States, retirement planning needs to be among your top priorities. Of course, you already know that retirement planning is important. After all, it's part of the American Dream -you work hard, you save and invest well and eventually you'll be able to sit back, relax and enjoy all that you worked for.
But these days, in the United States, there are concerns that even the best retirement planning might not be enough. Corporations are doing away with pension plans in an effort to save money. The United States government has hinted that Social Security is not well funded and there are concerns that, at some point in the future, people will no longer be able to rely on their Social Security benefits as a way of supplementing their retirement incomes.
When you have saved and invested as part of your retirement planning, whether you are in the United States or any other country, you hope that you have saved enough money. But what can you do to make sure that you have saved enough; what can you do to make sure that you aren't just relying on hope as a major component of your financial planning strategy?
One thing that you can do is to access Bob's free retirement calculator to evaluate you retirement plan. Our retirement calculator can be a valuable asset to your retirement planning -whether or not you're in the United States.
With this calculator, you'll be able to evaluate the way that your savings and investment accounts have performed over time. You'll also be able to get projections for how your financial accounts can be expected to perform as time goes on -as many as 30 years into the future.
Those projections can help with your financial planning by showing how your retirement income will be affected by changing interest rates and the effects of inflation. But that is not the only advantage that comes with using our retirement calculator as a part of your retirement planning.
In addition, you'll be able to use the retirement calculator to see the ways in which changes you make to your savings and investment strategy will affect the income that you have available when you retire. Maybe you'll explore stocks that you've heard about. Maybe you'll look at the way that different mutual funds would perform better than those that you have already invested in. Or maybe you'll look at the ways that making a withdrawal from your retirement savings for a necessary expense now will affect the income you have available -both now and in the future.
But even though your own savings and investments may be the only thing that you can count on for income when you retire, you do not need to be alone while you are planning for your retirement. In fact, here in the United States, you should always be able to count on someone to lend a helping hand.
And that's why, when you access Bob's free retirement calculator so that you can get control of your financial planning, we will also arrange for you to have a free consultation with a retirement counselor. While you speak with this financial advisor, you'll be able to ask and get answers to the questions that you have. You'll also be able to get the advice that you need to develop a new retirement plan -one that you can put into action to ensure that all of your financial goals are within reach.
Don't give up on your American Dream. Click the blue button below to access Bob's free retirement calculator. Talk with a financial advisor. And see how you can make your dream a reality -with just a little bit of effort.