Even When You Work with a Retirement Planner Service, You Need to Understand Your Own Retirement Plan
Have you had the opportunity to discuss your financial plans and retirement goals with someone a retirement planner service? Have you been able to talk openly not just about your goals but also about your comfort level with the investment risks you may have to take?
If you've talked with a someone at a retirement planner service, you may feel as though there are a million things that you don't understand. You might be worried that your thoughts and concerns aren?t really being taken into consideration. It may be even worse than that: you may be wondering whether the person who you spoke with at the retirement planner service is concerned about your financial security or if he or she is only interested in the paycheck taken home at the end of the week.
You deserve better than a financial counselor who does not seem to care about your retirement goals. You deserve to work with someone who understands your savings and investments. You deserve to speak with a financial advisor at a retirement planner service who will listen to your thoughts about your financial plan, who will listen to your concerns and wants your input when it comes to finding a way to reach your goals.
Hopefully, you feel comfortable speaking up. Hopefully when you speak with an advisor at a retirement planner service you feel comfortable enough to ask questions; hopefully you can really understand the answers that you get.
But if you have concerns that you are not being heard or that the focus is not on your goals, there is something that you can do to make sure that you are not taken advantage of. You can click the red button at the bottom of this page to acces Bob's free retirement calculator.
With it, you will be able to look the savings and investment accounts that you already have. You will be able to see how the stocks, bonds and mutual funds that you have invested in have performed over time. And, perhaps even more importantly, you will be able to look at projections for how your savings and investments will perform over the next twenty five years.
The projections shown by Bob's retirement calculator will take into account interest rates and inflation, so you can be sure that they are giving you an accurate reflection of your financial future. And, with the retirement calculator, you will not only be able to look at the investments that you currently have, but also you will be able to determine whether other investments would better guarantee that you reach your goals; you would be able to see how withdrawals from your retirement savings would affect the income that you would have available after you are no longer working and you would also be able to see which highly recommended stocks and bonds will or won't live up to the hype.
Once you have this information, you will be given the opportunity to talk one on one with a retirement advisor during a free consultation. Even if you already have a someone who you regularly work with at a retirement planner service, you will be able to ask this financial advisor questions and get the answers that you need. You'll be able to get advice about your investment strategy, and you'll be able to develop a plan that will help you make sure that you are able to reach all of you financial goals.
That way, you can be sure that you have all of the information that you need to really understand your savings and investments. You'll be able to know which changes to your investment strategy will be the most effective for you when you plan your future.
But no matter which choices you make when planning for your retirement, you'll be guaranteed to make better decisions when you have all the facts. You deserve to have the retirement you've always dreamed of having; take the steps you need to make that dream a reality. Don't rely on a retirement planner service to give you the answers; click the blue button to Try Bob's free retirement calculator to find them for yourself.